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Optimiser II

Optimiser II (Series 2005-05)

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Optimiser II (Series 2005-05)
Optimiser II is a three year A$ denominated market linked investment issued by Citigroup that offers the opportunity for capital growth linked to the Best Performing Investment Profile, along with the safety of 100% capital protection when held to maturity*.

The Optimiser II is linked to the performance of three (3) multi-asset Investment Profiles, each of which has a specific allocation to Equities, Bonds/Currencies and Commodities. The Optimiser II also pays an annual coupon of 1.0% per annum* based on the Issue price (the Coupon).

Key Features
  • Coupon of 1.0% per annum**
  • Diversified exposure to global markets including equities, bonds/currencies and commodities
  • 100% capital guaranteed at maturity*
  • Minimum investment of only A$5,000
  • Potential for capital growth
  • A medium-term market linked investment
  • No entry, exit, management or brokerage fees payable on investments held until the Maturity Date
*This capital protection only applies to investments held until the Maturity Date and provided no Early Maturity Events occur. Capital protection is also subject to the creditworthiness of the Issuer; please refer to the PDS for further details.

**The Coupon of 1.0% p.a. is based on the Issue Price and payable annually in arrears.


Investment Profile

Time Horizon - Years 1 or Less 2 3 4 5
Risk Very Low Low Moderate High Very High
Investment Objective Full
Protection
Partial
Protection
No
Protection
Income Growth


Investment Objectives

You Seek
You can accept
  • Diversified exposure to global markets including equities, bonds/currencies and commodities
  • 100% capital protection at Maturity*
  • Potential for capital growth
  • Coupon of 1.0% p.a.**
  • A medium-term market-linked investment
  • No entry, exit, management or brokerage fees payable on investments held until the Maturity Date.
  • A holding period of 3 years
  • The possibility of losing part of the initial Investment Amount if the Optimiser is not held to Maturity
  • The risks associated with investing in equities, bonds/currencies and commodities
  • The risks associated with investing in medium-term financial products
  • The possibility that returns could be less than thereturn you could earn on other investments including the actual return on the Reference Assets

Offer Summary
To view a summary of the Offer click here


Risk Factors
There are a number of risks associated with the Optimiser II and investments in equity markets generally. Full details of the risk factors can be found in section 5 of the Product Disclosure Statement. Some of the key risks include:
  • Early Maturity Risk
  • General Market Risk
  • Event Risk
  • Performance of Obligations by the Issuer
  • Liquidity Risk
  • Exercise of Discretion by the Issuer
  • Tax Risk
  • Factors affecting the Reference Assets
  • Interest Rates
  • No Proprietary Interest in the Reference Assets
  • Investment Decisions
  • Performance of the Optimiser is likely to be different to be different to the performance of the Reference Assets
  • Capital protection
  • Potential Conflicts of Interest 

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Acceptance of the offer of Optimiser II can only be made in, or accompanied by a copy of the Product Disclosure Statement ("PDS") issued by Citigroup Global Markets Australia Pty Limited (ABN 64 003 114 832 and AFSL No. 240992, a Participant of the ASX Group and a Participant of the Sydney Futures Exchange Limited) and dated 14 October  2005. The PDS is available by calling 1300 308 982. This Site is provided for information purposes only and is not an offer, solicitation, recommendation or advice to buy or sell Optimiser II. Investors should consider the PDS in deciding whether to acquire Optimiser II and should seek advice from a professional adviser based on their own individual circumstances before making a decision to invest. Neither Citigroup Global Markets Australia Pty Limited nor any Citigroup entity (collectively "Citigroup") make any representation or warranty, express or implied, regarding the likely investment returns or the performance of the Optimiser II; or the suitability of Optimiser II for any investor or for the accuracy, completeness or adequacy of information contained herein. Therefore no liability to any party is accepted by Citigroup in connection with any of the above matters. Citigroup and the Umbrella Device logo are service marks of Citicorp or its affiliates used and registered throughout the world.


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