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Optimiser 4 is an innovative product which offers you the benefit of hindsight in your investment-making decisions. Your return is linked to the performance of three Investment Profiles containing specific allocations to global equities, commodities, bonds and property. At the end of four years, Optimiser 4 looks back at the performance of each Investment Profile and delivers the best return to you at maturity.

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• 100% capital protected at maturity in 2010*
• Exposure to diversified global markets including equities, commodities, bonds and property
• Return based on the best performing Investment Profile at maturity, without having to choose which Investment Profile
• Annual coupon of 1.0% p.a.**
• Invest from as little as $5,000

• Diversification into global markets
• 100% capital protection at maturity
• Potential for capital growth
• A medium-term market-linked investment
• A holding period of 4 years

• Product Disclosure Statement (pdf 1.3Mb)
• AEGIS Research(pdf 201Kb)

Acceptance of the offer of Optimiser 4 can only be made on the application form contained in or accompanying the Product Disclosure Statement ("PDS") issued by Citigroup Global Markets Australia Pty Limited (ABN 64 003 114 832 and AFSL No. 240992, a Participant of the ASX Group and a Participant of the Sydney Futures Exchange Limited) and dated 9 October 2006. The PDS is available by calling 1300 308 982. Alternatively, email equityfirst.au@citigroup.com or visit http://www.equityfirst.citigroup.com/ and download a copy of the PDS. Investors should consider the PDS in deciding whether to acquire Optimiser 4 and should seek advice from a professional adviser based on their own individual circumstances before making a decision to invest. Neither Citigroup Global Markets Australia Pty Limited nor any Citigroup entity (collectively "Citigroup") make any representation or warranty, express or implied, regarding the likely investment returns or the performance of the Optimiser 4; or the suitability of Optimiser 4 for any investor or for the accuracy, completeness or adequacy of information contained herein. Citigroup and the Umbrella Device are trademarks and service marks of Citigroup Inc. or its affiliates used and registered throughout the world.